Tag: Optimizing Deposits

How Machine Learning Taught Us the Unified Deposit Formula to Raise Deposits: Part I

Cheaper Deposit Gathering

If you are looking for insight on how artificial intelligence can help banking, we give you the Unified Deposit Formula. Prior to using machine learning, we, like most bankers, thought about deposit pricing along a single dimension – price and sensitivity. However, it turns out, that price is not only just part of the equation but often a small part. There are thousands of other factors that play a part.

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