Tag: Loan Risk

How To Give Borrowers 30 Years of Amortization In 25 Years

Loan Structuring Hacks
LOAN STRUCTURING HACKS

One battle currently waged in the banking industry is amortization terms and interest-only (IO) periods.  Borrowers often have legitimate needs to extend the principal repayment on term loans to 30 years.  Banks prefer 20-year amortization terms on real estate-secured loans, but most banks are willing to extend to 25-year amortization terms.

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