Tag: Fixed Rate Lending

Look Forward But Reason Backward To Better Understand Fixed Rate Lending

Fixed Rate Lending

We talk to many bank executives and many bank lenders.  We have been stumped by a conundrum until a few days ago.  We estimate that approximately 80% of bank executives that we talk to insist that their banks are not being challenged to make long-term fixed-rate loans (five years and out).  This has been true across many states and different bank sizes.  On the other hand we estimate that approxima

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