Tag: Borrower Education

Advanced Credit Underwriting: Determining Borrower Interest Rate Sensitivity

Underwriting borrower interest sensitivity

We monitor many banking schools and credit training programs and it is rare that we see anyone teach the analysis of a borrower’s interest rate risk position. For that matter, in hundreds of credit reviews that we see a year from a variety of banks, there is rarely a quantification of how rising or falling rates will impact credit risk.

Subscribe to Tag: Borrower Education