Correspondent Division

A Message from Our CEO


Created in 2008, the Correspondent Division employs over eighty-five dedicated correspondent banking professionals.  The Team manages over 660 relationships in 45 states.


In addition to the Bank’s main office in Winter Haven, Florida, Correspondent offices are located in Atlanta, GA; Birmingham, AL; Nashville, TN; San Francisco, CA; and Winston-Salem, NC.  Additional Business Development offices are located in Dallas, TX; Charlotte, NC; Chicago, IL; Denver, CO; and New York, NY.


With a dynamic and rapidly changing banking environment, and as a fellow Community Bank facing many of the same opportunities and challenges, our commitment remains focused on providing innovative Correspondent products delivered with world-class service, including:

Capital Markets Services




Portfolio Strategies


Bond Accounting & Safekeeping


BondRisk & SwapRisk Software


Treasury Services


Asset/Liability Management Modeling & Consulting


Bond School & Customized Educational Events



Commercial Banking Services


Assumable Rate Conversion (ARC) Program


Loan Command





Payment Solutions




Clearing/Cash Management



International Services


Foreign Wire Transfers


S.W.I.F.T. Messaging


Foreign Currency


Foreign Check Clearing


Foreign Drafts


Foreign Exchange Advisory Services